My Financial IQ
« Previous EntriesIt’s Tax time once again!
Friday, March 23rd, 2007Just like any other year, April 15th is rapidly approaching! Are you ready?
In an effort to get ready as fast as possible, I decided to upgrade and make the switch to a newer and different personal financial software package to help me with the task. Feeling rushed, I overlooked one thing - would my bank be up […]
Debt and Money Management Skills – How do you compare?
Friday, June 30th, 2006I hope you and I fare better than our government! It is common knowledge that the United States of America has an amazing amount of national debt – no surprise there. But do you realize just how much debt we as a nation have? Check out this webpage – it’s one of the National Debt […]
More Documents - What Do I Do With All This Stuff?
Friday, June 9th, 2006Feeling overwhelmed at times by all the paper in your life? Loan documents, social security documents, health documents, mortgage documents, real estate purchase documents, bank statements, credit card statements, investment records, wills and power of attorney, purchase records, business records, birth certificates, passports, military records, marriage and/or divorce papers, and the list goes on. Oh […]
It’s Not How Much You Make …
Monday, February 13th, 2006Realize that it is not the amount of money you make that counts. What counts is the amount of money you keep after your bills are paid and how you put that money to use. In other words how you handle and spend your money is what matters.
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Stop Money From Leaving Your Wallet!
Monday, February 13th, 2006Even though life is busy, take a minute and think. Have you done all you can to stop money leaving your wallet? Money gets away from us through oversights, mistakes, and unnecessary spending.
Clear out any clutter around you. Clutter robs us of focus and takes attention from the things we need to do. Most importantly, […]
Is Too Much Credit Really a Good Thing?
Thursday, January 19th, 2006Paying today, tomorrow and the day after tomorrow for what has been used up, consumed, and in many cases forgotten, has consequences. Here are just some of them:
Debt takes dollars away from current consumption. In other words having to service monthly credit card debt takes money away from investing for retirement, building a business, health […]
“As The World Turns”
Friday, January 13th, 2006Are you as astonished as I am that another year has gone by? Invariably a part of me feels nostalgic about time gone, about missed opportunities to be, do and have … And yet, there is another part of me feeling excitement about the possibilities new beginnings can bring.
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“Lot’s of money left behind!”
Saturday, January 7th, 2006
Might some of it belong to you?
According to NAUPA, the National Association of Unclaimed Property Administrators, billions of dollars are being left behind by unsuspecting citizens in the form of unclaimed property. Unclaimed property refers to accounts and monies left at institutions and companies, where there has not been any contact with the owner for […]
Protect Yourself! Part 3 of 3
Friday, January 6th, 2006Part 3
Finally, let’s see what you can do if you have fallen victim to a scam or theft.Stay calm, take a deep breath and go to work. Overall, you want to respond quickly and not waste any time!
• At once close any accounts that have been affected (credit card, banks, newly opened accounts in your […]
Protect Yourself! Part 2 of 3
Monday, December 5th, 2005Part 2
Today, let’s examine what you can do to protect yourself. First and foremost you MUST take steps to protect your personal information including:
Shredding any and all personal information to be thrown out. This includes preapproved credit card applications, any financial documents, credit card receipts, etc. My rule: when in doubt, shred it!
Guard your mail. […]